7900 SE 28th Street
Suite 204
Mercer Island, WA 98040 |
| Phone: |
(425) 646-9292 |
| Fax: |
(888) 855-4887 |
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*As Seen In... Forbes,
February, 2009
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Our Philosophy: Rooted in Research
Research Produces Results
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We dedicate more resources to investment research than anything else. This leads to a high level of conviction and discipline in our portfolios. Although investment research does not guarantee success, a lack of education and discipline virtually guarantee failure. |
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We help bring sense and direction to what can be a chaotic investment world full of products, strategies and undisclosed conflicts of interest. |
Broad Strategy is Better
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Many investment strategies will be successful over time but not at all at the same time. |
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A smoother return pattern is accomplished by diversification across and within strategies because various asset classes and investment styles perform well at different times. |
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The primary function of diversification is to reduce risk and increase confidence
in achieving a desired return. |
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Most of our clients employ a broad range of strategies including investments in small and large stocks, domestic and foreign equities, emerging markets and real estate, value and growth styles, indexed market exposure and active security selection. |
Markets Work
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Investment markets are efficient over time. They cannot be successfully timed for economic gain on a repeatable basis. |
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The most effective strategy is to remain fully invested. Historical evidence proves that this strategy provides the most realistic path to sustainable wealth. |
Taxes and Fees Matter
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Small fee percentages add up. A 2003 study performed by Lipper, an independent
survey agency, concluded the expense ratio for the median equity mutual fund was
1.47%. Assuming a $1 million starting portfolio balance and an investment horizon
of 20 years, this 1.47% in annual fees would cost over $1.5 million in forgone investment
returns. |
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Tax rates impact portfolio returns. We manage your money with a concern for the significant difference in ordinary, short-term and long-term capital gain tax rates. |
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